Insurance Policy Language
Insurance companies have the advantage when it comes to the language contained in their policy. In some cases, they use their own language in the polices that they have created to deny claims. If you find yourself in this situation, you should take time to talk to an attorney. An insurance policy may provide coverage for situations that may not seem obvious to a person unfamiliar with insurance polices. Also, a person should not take for granted that the insurance companies interpretation of its own policy is correct.
The interpretation of an insurance policy is a complicated process. An insurance policy that is written will have to comply with many statutes and caselaw. You should not be fooled if an insurance company tries to dissuade you from talking to an attorney about the terms and conditions of your insurance policy.
At Herrick & Hart, we have assisted our clients against insurance companies for over 65 years. We are able to help you understand your policy and level the playing field with the insurance companies.