Insurance Companies Work to Minimize Case Value

March 2024

After you are injured, the opposing insurance company will work to minimize the value of the case.  Since insurance companies are businesses with a profit motive, they have a duty to their shareholders to pay out as little as possible.  Insurance companies will use various tactics to minimize case value such as disputing liability, disputing the severity of the injuries, underestimating damages, delaying the claims process, exploiting the claimant's lack of knowledge and using quick settlement offers.

Insurance companies will often try to take recorded statements before a person is represented by counsel.  In these statements, adjusters will try to slant the questions in order to gain favorable information for the insurnace company.

In addition, insurance companies will downplay injuries and offer quick lowball settlement offers.  The purpose of the lowball settlement offer is to get a quick settlement before the injured person has had the opportunity to speak with an attorney who knows the real value of the case.

If you have been injured, do not let the insurance adjusters take advantage of you.  Take the time to contact an experience personal injury attorney.  At Herrick & Hart, we have been on the side of the injured since 1951. We offer a free consultation on personal injury cases.

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