The Insurance Company has the Advantage

March 2016

If you go it alone in a personal injury case, the insurance company has a distinct advantage.  Insurance companies have a much greater understanding of how insurance claims work.  Their knowledge of the process gives them a favored position.  Even a claims adjuster with minimal experience will have many active claims going at one time.  A claims adjuster will be part of a group that focuses on a particular type of claim giving them specialized knowledge.  The insurance company will also have a computer system where data is gathered and that allows them to value claims.   The insurance company has a duty to its shareholders.  That duty is to maximize profits.  The insurance company will try to use its advantage against you to minimize your claim.

There is a way to level the playing field.  An injured person can hire an experienced personal injury attorney.  A personal injury attorney deals with the complicated trial process everyday.  They have the ability to start lawsuits against insurance companies and take cases to a jury trial.  

If you have been injured due the fault of another, you should never go it alone.  If you go it alone, the deck is stacked against you.  You should consider contacting Herrick & Hart.  We have been helping the injured for over 60 years and offer a free consultation for personal injury cases.

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