Handling of Insurance Communications
October 2026
The terms used by the insurance industry are not familiar terms to the average person. Insurance adjusters talk about coverage and liabilty. They also have their own way of calculating damages that may be different than what you may expect.
Despite what any insurance representative may tell you, the ultimate decision as to whether there is coverage under an insurance policy is the court. The court applies rules of contract construction to an insurance policy and then comes to a decision about coverage. In some situations, juries are used to determine facts which may decide whether there is coverage under an insurance policy. The insurance company will not tell you about the complicated rules of contract construction that are used to analyzed polices.
An experienced trial attorney, can help you put together and document your damages for presentation to the insurance company. This can help you maximize the recovery for your claim.
At Herrick & Hart, we have been on the side of the injured since 1951. We deal with insurance companies on a daily basis. We understand their communications and know the terms that they use. We offer a free consultation on personal injury cases. Take the time to find experienced trial counsel.